Terms of Service
Last updated: January 2025
Welcome to 7bc.site. By accessing or using this website and the calculators, generators, and other tools available on it (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Services.
1. Use of Services
We grant you a personal, non-exclusive, non-transferable, revocable license to use the Services for your personal or business purposes. You agree to use the Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services. Prohibited behavior includes harassing, defamatory, or otherwise objectionable activity, attempting to gain unauthorized access to our systems, and using automated tools to scrape or overload the Services.
2. No Warranties
The Services are provided "as is" and "as available," without warranties of any kind, either express or implied. We do not warrant that the calculations, results, or content provided by the Services will be accurate, reliable, complete, or suitable for any particular purpose. While we make reasonable efforts to ensure formula accuracy, all tools may contain errors, and we disclaim any liability for such errors.
Specifically, the calculators on this site use simplified models and assumptions that may not reflect your specific financial situation, jurisdiction, tax status, or other individual factors. Tax calculators use simplified federal brackets and do not account for state taxes, deductions, credits, or alternative minimum tax. Loan and mortgage calculators use standard amortization formulas that may differ from your lender's exact calculations. Investment calculators assume constant rates of return, which never actually occur.
3. Not Professional Advice
The information and tools provided on this site are for general informational and educational purposes only. They are not intended to constitute, and should not be relied upon as, professional advice of any kind — including but not limited to legal, tax, accounting, investment, financial, medical, or other professional advice. Always seek the advice of a qualified professional who is licensed in your jurisdiction before making decisions based on calculations from this site.
4. Limitation of Liability
To the fullest extent permitted by applicable law, 7bc.site, its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business, or goodwill, arising out of or in connection with your use of, or inability to use, the Services — even if we have been advised of the possibility of such damages.
5. Intellectual Property
All content on this site — including text, graphics, logos, formulas, code, and design — is the property of 7bc.site or its content contributors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission, except for personal, non-commercial use as described above.
6. Third-Party Links and Services
The Services may contain links to third-party websites and may integrate third-party services (such as Google AdSense for advertising, Google Fonts for typography, and CDN-hosted libraries). We do not control and are not responsible for the content, privacy practices, or accuracy of third-party sites or services. Your use of third-party services is subject to their respective terms and privacy policies.
7. Advertising
The Services may display advertising provided by Google AdSense and other advertising networks. Advertisers are solely responsible for the content of their ads. We do not endorse and are not responsible for the products, services, or claims made in advertisements. Your interactions with advertisers are solely between you and the advertiser.
8. Changes to Services and Terms
We reserve the right to modify, suspend, or discontinue the Services, or any part of them, at any time and without notice. We may also update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of the Services after any changes to the Terms constitutes acceptance of the revised Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with applicable international laws, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through good-faith negotiation, and if unresolved, through binding arbitration.
10. Contact
If you have questions about these Terms, contact us at contact@7bc.site.